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CLM Data Taxonomy Governance

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CLM Data Taxonomy Governance

Status: active Started: 2026-03-20 (Confluence design captured) Last touched: 2026-08-28

Updated 2026-08-28 based on S-2026-08-28-weekly-briefing — no new delivery captured this week; the ~34-term JBRC extension-candidate set and the indicative ~100–190 CDE range remain open adoption decisions with the client [S-2026-08-28-weekly-briefing]. ✅ Traceability resolved: the JBRC “phantom-write” concern flagged on 21 Aug is now closed — the three JBRC Source pages (S-2026-03-jbrc-terms-integrated-reporting, S-2026-08-10-jbrc-vision-irs, S-2025-06-30-jbrc-nace-advice), the Joint Bank Reporting Committee entity page and this project page’s JBRC updates are all present in the vault, so the pack’s domain/CDE figures now trace to primary own-writing [S-2026-08-28-weekly-briefing]. Updated 2026-08-21 based on S-2026-08-21-weekly-briefing — a CLM Taxonomy Domains pack v2 (JBRC integrated-reporting / critical-data-element view) was delivered 21 Aug: three JBRC documents (Terms & definitions for integrated reporting; Vision for the Integrated Reporting System; NACE Rev. 2.1 Advice) analysed against the 440-term glossary — 3 exact matches, 6 adjacent terms to align, ~34 JBRC terms absent, the absent set flagged as an extension-candidate list for the Data Governance & Controls domain; plus an indicative CDE view (~100–190 CDEs across the 14 domains) for a leading Irish retail bank [S-2026-08-21-weekly-briefing]. ⚠️ Traceability / phantom-write recurrence: the 21-Aug capture states it created JBRC Source pages (S-2026-03-jbrc-terms-integrated-reporting, S-2026-08-10-jbrc-vision-irs, S-2025-06-30-jbrc-nace-advice), a JBRC company entity page and updates to this project page — none are present in the vault and this page’s own updated field had remained 2026-08-15, so the claimed writes did not reach the vault; sourced here to the weekly briefing until the JBRC pages are backfilled [S-2026-08-21-weekly-briefing]. Updated 2026-08-15 from Open Brain sync — traceability gap closed: the 13-Aug External Perspective Source page (S-2026-08-13-paul-clm-glossary-external-perspective) and its raw capture were backfilled from the Open Brain thought of 2026-08-13; the banner claims below now trace to primary own-writing. The phantom-write root cause remains open — flagged in the 2026-08-15 sync report. Updated 2026-08-14 based on S-2026-08-14-weekly-briefing — a CLM Glossary “External Perspective” 2-slide pack was delivered 13 Aug (CLM_Taxonomy_Domains_Regulatory_View.pptx + .md in 03 Credit Lifecycle/Industry Business Glossary/): a Big-4-style executive view of the credit-lifecycle glossary domains, deriving 14 domains and ≈200–400 governed terms indicatively (Core 189 / Core+Essential 374 of the 440-term Second Perspective) against 10+ regulatory anchors (BCBS 239, ECB RDARR May 2024, EBA LOM/Default, IFRS 9, AnaCredit, CRR/CRR3, EBA NPE/FBE, CBI mortgage measures), all figures flagged indicative and bank-specific [S-2026-08-14-weekly-briefing]. ⚠️ Traceability gap: the capture states a source page S-2026-08-13-paul-clm-glossary-external-perspective was created, but it is not in the vault (broken wiki-sync step per the 14-Aug 4-week review) — sourced here to the weekly briefing until backfilled [S-2026-08-14-weekly-briefing]. Updated 2026-07-26 based on S-2026-07-26-clm-dashboard-v2-rebuild — dashboard rebuilt on the 440-term Second Perspective v2 dataset with a verified data layer and governed refresh pipeline; prior current state moved to History. Earlier note (2026-07-10, S-2026-07-10-weekly-briefing) retained there.

Why this project exists

Define, develop and implement a CLM Data Taxonomy with associated governance, operating model, roles, skills, and tooling — a strategic workstream of the CLM Transformation Programme. The glidepath runs H1 2026 → end of 2029, taking the organisation from low to high data maturity, with the taxonomy embedded across the full change delivery lifecycle and eventually transitioned to a permanent operational state [S-2026-03-20-paul-clm-data-taxonomy].

Current state

  • Dashboard v2 rebuilt on the 440-term Second Perspective v2 dataset (2026-07-26) — CLM_Taxonomy_Dashboard_v2.html (single file, Teams-tab publishable; v1 retained). Real definitions, domains, regulatory/process/policy tags, 10 anchored regulations with URLs, 23-tag governed taxonomy and definition basis; views pivot on credit cycle element [S-2026-07-26-clm-dashboard-v2-rebuild].
  • Data layer produced by a verified Ringer swarm (4/4 PASS, independently re-verified) — converter, reference extractor, integrity validator and CSV export module, each proved by an executed check against the real workbook; artifacts in 13 Ringer/run-01/ and 11 CLM Taxonomy Dashboard/pipeline/ [S-2026-07-26-clm-dashboard-v2-rebuild].
  • Governed refresh pipeline in place — pipeline/refresh.sh: converters → validate_glossary.py hard gate → rebuilt HTML (proven end-to-end); plus an in-browser session-only workbook preview. Workflow status/owners remain an illustrative, deterministic, banner-flagged overlay (toggleable) until real workflow columns exist; approve / request-change stay demo stubs [S-2026-07-26-clm-dashboard-v2-rebuild].
  • Role-based value & transition roadmap packs drafted (2026-07-07) — two 2-slide executive drill-downs from the vision pack (same B&W/Asperi design; vision pack unchanged): value by role for Change Delivery and BAU (anchored to the ECB RDARR 2024 role model), and a journey-to-2029 roadmap expanding the four phases into artefact/tooling/governance lanes plus five transition states with gates (enterprise data platform kept vendor-generic). Transition states and gates pending Paul’s confirmation; saved to _ClaudeWorkspace/03 Credit Lifecycle/Taxonomy Vision/ [S-2026-07-07-paul-clm-taxonomy-role-value-roadmap].
  • Executive Vision & Principles deck drafted (2026-07-05) — 5-slide pack (industry-led: BCBS 239, ECB RDARR May 2024, CBI Outlook Feb 2026) with draft vision statement and six principles, pending Paul’s / Executive endorsement; saved to _ClaudeWorkspace/03 Credit Lifecycle/Taxonomy Vision/ [S-2026-07-05-paul-clm-taxonomy-vision-principles].
  • Confluence Data Centre with Comala workflow chosen as the governance environment.
  • Top-level parent page: Credit Lifecycle Data Taxonomy.
  • Workstream child pages: Credit Management (Policy + Covenants Glossaries); Matrix (Tier Matrix Glossary — already live); CLM (ODS Data Glossary, Day 2 terms) [S-2026-03-20-paul-clm-data-taxonomy].
  • Each child page governs one Excel-based Data Glossary artefact attached as a governed version.

Required page sections per governed glossary page:

  1. Current Approved Document section (Excel attachment displayed prominently; previous versions retained for audit).
  2. Authorised Reviewers and Approvers list.
  3. Artefact Description — scope, Data Owner name, Data SMEs / Data Stewards with roles.
  4. Continuous Improvement and Remediation — linked JIRA Epics and Stories; remediation / improvement activities.
  5. Comala Workflow — embedded for internal review and final approval.

Recommended labels: clm-taxonomy, data-glossary, workstream name (credit-management, matrix-workstream, clm-workstream), status labels (draft, in-review, approved), data-owner name or team, subject area (policy, covenants, tier-matrix, ods-day2).

Decisions made

  • 2026-03-20 — Confluence + Comala workflow + Excel-as-governed-artefact pattern chosen.
  • 2026-03-22 — Glidepath phased into Phase 1b (Business Glossaries & SREP 2026, H1–H2 2026), Phase 2 (Ways of Working & Data Standards, H2 2026 – 2027), Phase 2b (Apply Taxonomy in CLM Programme, 2027–2028).
  • Phase 1b priority — The 2026 SREP action requires Business Glossaries to be developed and embedded for Credit Management (Policy and Covenants), Matrix (Tier Matrix — already live), and CLM (ODS Day 2 terms). Meeting the SREP deadline in H2 2026 is a top priority [S-2026-03-20-paul-clm-data-taxonomy].
  • 2026-07-25 — Dashboard UI rebuild ruled not swarm-shaped (one large single-file HTML; parallel workers would collide): data layer via Ringer swarm, UI integration direct [S-2026-07-26-clm-dashboard-v2-rebuild].
  • 2026-07-25 — Approve / request-change remain demo stubs; real multi-user write-back deferred (needs Entra app registration + Graph — an IT project, not an afternoon) [S-2026-07-26-clm-dashboard-v2-rebuild].
  • 2026-07-26 — Workflow fields use a deterministic demo overlay (computed from Term ID at render time, banner-flagged, toggleable, never written back) so governance screens stay functional until the workbook carries real status/owner data [S-2026-07-26-clm-dashboard-v2-rebuild].

Open questions / blockers

CLM Data Taxonomy Governance

Status: active Started: 2026-03-20 (Confluence design captured) Last touched: 2026-08-21

Updated 2026-08-21 — Taxonomy Domains pack v2 delivered: Slide 3 “JBRC integrated reporting and the critical data element view” added to the External Perspective pack (CLM_Taxonomy_Domains_Regulatory_View_v2.pptx + .md + approach record, in 03 Credit Lifecycle/Industry Business Glossary/; slides 1–2 unchanged). JBRC impact: of the 37 terms in JBRC 2026 006, only 3 exact matches in the 440-term glossary (Data Dictionary, Taxonomy, Business Rule), 6 adjacent terms to align, ≈34 absent terms flagged as a Data Governance & Controls extension candidate set; NACE Rev. 2.1 mandatory from 1 Jan 2026 affects the glossary’s NACE Code / Sector Classification terms [S-2026-03-jbrc-terms-integrated-reporting][S-2025-06-30-jbrc-nace-advice][S-2026-08-21-paul-jbrc-cde-pack]. Indicative CDE view for an Irish retail bank: ≈100–190 CDEs across the 14 domains, predominantly a subset of the 189 Core-tier terms; only identified additions are AnaCredit-style counterparty/instrument identifiers — all figures flagged indicative [speculative — S-2026-08-21-paul-jbrc-cde-pack]. Updated 2026-08-15 from Open Brain sync — traceability gap closed: the 13-Aug External Perspective Source page (S-2026-08-13-paul-clm-glossary-external-perspective) and its raw capture were backfilled from the Open Brain thought of 2026-08-13; the banner claims below now trace to primary own-writing. The phantom-write root cause remains open — flagged in the 2026-08-15 sync report. Updated 2026-08-14 based on S-2026-08-14-weekly-briefing — a CLM Glossary “External Perspective” 2-slide pack was delivered 13 Aug (CLM_Taxonomy_Domains_Regulatory_View.pptx + .md in 03 Credit Lifecycle/Industry Business Glossary/): a Big-4-style executive view of the credit-lifecycle glossary domains, deriving 14 domains and ≈200–400 governed terms indicatively (Core 189 / Core+Essential 374 of the 440-term Second Perspective) against 10+ regulatory anchors (BCBS 239, ECB RDARR May 2024, EBA LOM/Default, IFRS 9, AnaCredit, CRR/CRR3, EBA NPE/FBE, CBI mortgage measures), all figures flagged indicative and bank-specific [S-2026-08-14-weekly-briefing]. ⚠️ Traceability gap: the capture states a source page S-2026-08-13-paul-clm-glossary-external-perspective was created, but it is not in the vault (broken wiki-sync step per the 14-Aug 4-week review) — sourced here to the weekly briefing until backfilled [S-2026-08-14-weekly-briefing]. Updated 2026-07-26 based on S-2026-07-26-clm-dashboard-v2-rebuild — dashboard rebuilt on the 440-term Second Perspective v2 dataset with a verified data layer and governed refresh pipeline; prior current state moved to History. Earlier note (2026-07-10, S-2026-07-10-weekly-briefing) retained there.

Why this project exists

Define, develop and implement a CLM Data Taxonomy with associated governance, operating model, roles, skills, and tooling — a strategic workstream of the CLM Transformation Programme. The glidepath runs H1 2026 → end of 2029, taking the organisation from low to high data maturity, with the taxonomy embedded across the full change delivery lifecycle and eventually transitioned to a permanent operational state [S-2026-03-20-paul-clm-data-taxonomy].

Current state

  • External Perspective pack now v2 (3 slides, 2026-08-21) — Slide 3 adds the JBRC integrated-reporting lens (define once / report once; 37-term JBRC reference glossary; common data dictionary expert group from H2 2026; NACE Rev. 2.1 from 1 Jan 2026) and an indicative CDE-by-domain view for an Irish retail bank (≈100–190 CDEs, predominantly a subset of the 189 Core terms) [S-2026-08-21-paul-jbrc-cde-pack].
  • Dashboard v2 rebuilt on the 440-term Second Perspective v2 dataset (2026-07-26) — CLM_Taxonomy_Dashboard_v2.html (single file, Teams-tab publishable; v1 retained). Real definitions, domains, regulatory/process/policy tags, 10 anchored regulations with URLs, 23-tag governed taxonomy and definition basis; views pivot on credit cycle element [S-2026-07-26-clm-dashboard-v2-rebuild].
  • Data layer produced by a verified Ringer swarm (4/4 PASS, independently re-verified) — converter, reference extractor, integrity validator and CSV export module, each proved by an executed check against the real workbook; artifacts in 13 Ringer/run-01/ and 11 CLM Taxonomy Dashboard/pipeline/ [S-2026-07-26-clm-dashboard-v2-rebuild].
  • Governed refresh pipeline in place — pipeline/refresh.sh: converters → validate_glossary.py hard gate → rebuilt HTML (proven end-to-end); plus an in-browser session-only workbook preview. Workflow status/owners remain an illustrative, deterministic, banner-flagged overlay (toggleable) until real workflow columns exist; approve / request-change stay demo stubs [S-2026-07-26-clm-dashboard-v2-rebuild].
  • Role-based value & transition roadmap packs drafted (2026-07-07) — two 2-slide executive drill-downs from the vision pack (same B&W/Asperi design; vision pack unchanged): value by role for Change Delivery and BAU (anchored to the ECB RDARR 2024 role model), and a journey-to-2029 roadmap expanding the four phases into artefact/tooling/governance lanes plus five transition states with gates (enterprise data platform kept vendor-generic). Transition states and gates pending Paul’s confirmation; saved to _ClaudeWorkspace/03 Credit Lifecycle/Taxonomy Vision/ [S-2026-07-07-paul-clm-taxonomy-role-value-roadmap].
  • Executive Vision & Principles deck drafted (2026-07-05) — 5-slide pack (industry-led: BCBS 239, ECB RDARR May 2024, CBI Outlook Feb 2026) with draft vision statement and six principles, pending Paul’s / Executive endorsement; saved to _ClaudeWorkspace/03 Credit Lifecycle/Taxonomy Vision/ [S-2026-07-05-paul-clm-taxonomy-vision-principles].
  • Confluence Data Centre with Comala workflow chosen as the governance environment.
  • Top-level parent page: Credit Lifecycle Data Taxonomy.
  • Workstream child pages: Credit Management (Policy + Covenants Glossaries); Matrix (Tier Matrix Glossary — already live); CLM (ODS Data Glossary, Day 2 terms) [S-2026-03-20-paul-clm-data-taxonomy].
  • Each child page governs one Excel-based Data Glossary artefact attached as a governed version.

Required page sections per governed glossary page:

  1. Current Approved Document section (Excel attachment displayed prominently; previous versions retained for audit).
  2. Authorised Reviewers and Approvers list.
  3. Artefact Description — scope, Data Owner name, Data SMEs / Data Stewards with roles.
  4. Continuous Improvement and Remediation — linked JIRA Epics and Stories; remediation / improvement activities.
  5. Comala Workflow — embedded for internal review and final approval.

Recommended labels: clm-taxonomy, data-glossary, workstream name (credit-management, matrix-workstream, clm-workstream), status labels (draft, in-review, approved), data-owner name or team, subject area (policy, covenants, tier-matrix, ods-day2).

Decisions made

  • 2026-03-20 — Confluence + Comala workflow + Excel-as-governed-artefact pattern chosen.
  • 2026-03-22 — Glidepath phased into Phase 1b (Business Glossaries & SREP 2026, H1–H2 2026), Phase 2 (Ways of Working & Data Standards, H2 2026 – 2027), Phase 2b (Apply Taxonomy in CLM Programme, 2027–2028).
  • Phase 1b priority — The 2026 SREP action requires Business Glossaries to be developed and embedded for Credit Management (Policy and Covenants), Matrix (Tier Matrix — already live), and CLM (ODS Day 2 terms). Meeting the SREP deadline in H2 2026 is a top priority [S-2026-03-20-paul-clm-data-taxonomy].
  • 2026-07-25 — Dashboard UI rebuild ruled not swarm-shaped (one large single-file HTML; parallel workers would collide): data layer via Ringer swarm, UI integration direct [S-2026-07-26-clm-dashboard-v2-rebuild].
  • 2026-07-25 — Approve / request-change remain demo stubs; real multi-user write-back deferred (needs Entra app registration + Graph — an IT project, not an afternoon) [S-2026-07-26-clm-dashboard-v2-rebuild].
  • 2026-07-26 — Workflow fields use a deterministic demo overlay (computed from Term ID at render time, banner-flagged, toggleable, never written back) so governance screens stay functional until the workbook carries real status/owner data [S-2026-07-26-clm-dashboard-v2-rebuild].

Open questions / blockers

  • Whether the draft vision statement and six principles (2026-07-05 deck) will be endorsed as worded [S-2026-07-05-paul-clm-taxonomy-vision-principles].
  • 2026-07-10 (weekly briefing) — confirm the five transition states and exit gates and that the role lists match the bank’s org (role-based value & roadmap packs, 2026-07-07) [S-2026-07-10-weekly-briefing].
  • 2026-07-10 (weekly briefing) — decide the governance-dashboard refresh model (Graph-live vs publish-per-baseline), whether the persona toggle becomes production RBAC, and client branding, and confirm enterprise-platform selection timing (2026–27) against funding assumptions [S-2026-07-10-weekly-briefing]. 2026-07-26: the v2 demo now implements publish-per-baseline (validator-gated refresh script) plus a session-only in-browser preview; the production choice remains open [S-2026-07-26-clm-dashboard-v2-rebuild].
  • Whether 2026 SREP deadline (H2 2026) will be met on time.
  • How Comala workflow interacts with the in-flight CLM Design Sub-Committee ToR v0.1 referenced in CLMP Data Governance and DQ Engagement.
  • 2026-08-14 (weekly briefing) — backfill the missing source page for the 13-Aug External Perspective glossary pack (S-2026-08-13-paul-clm-glossary-external-perspective) so the indicative-domain/term figures trace to primary own-writing [S-2026-08-14-weekly-briefing]. Backfill CLOSED 2026-08-15 (Open Brain sync) — Source page + raw capture now in the vault. Still open: confirm whether the ≈200–400-term indicative range and 14-domain framing are used as-is with the client [S-2026-08-14-weekly-briefing].
  • 2026-08-21 — whether the client adopts the indicative ≈100–190 CDE range (Core-tier-subset framing) for scoping, and whether the ≈34 absent JBRC terms are added to the Data Governance & Controls domain or held as a mapping reference only [S-2026-08-21-paul-jbrc-cde-pack].
  • 2026-08-14 (weekly briefing) — the CLM Dashboard v4 Edge smoke test and Taxonomy Knowledge Tool provisioning (carried from the 7-Aug briefing) had no follow-up capture this week; confirm status [S-2026-08-14-weekly-briefing].
  • 2026-08-28 (weekly briefing) — no delivery captured this week; the ≈34 absent JBRC terms (Data Governance & Controls extension candidates) and the indicative ≈100–190 CDE range remain open client-adoption decisions carried from 21 Aug. Separately, the 21-Aug JBRC phantom-write concern is now closed — the three JBRC Source pages, the Joint Bank Reporting Committee entity and this page’s JBRC updates are present in the vault [S-2026-08-28-weekly-briefing].

Connected wiki pages

History

  • 2026-08-21 — Taxonomy Domains pack v2: Slide 3 (JBRC + indicative CDE view) added; three JBRC source pages and the Joint Bank Reporting Committee entity page created; raw PDFs archived to _raw_sources/. Open question added on adoption of the CDE range and the ≈34-term JBRC extension set. No prior content changed [S-2026-08-21-paul-jbrc-cde-pack].21 (weekly briefing)** — progress the ~34 absent JBRC terms as an extension-candidate set for the Data Governance & Controls domain, and decide whether the indicative ~100–190 CDE range and the JBRC-alignment of the 6 adjacent terms (Data Quality Rule, Data Lineage, Master Data, Reference Data, Calculation Logic, Business Glossary) are adopted with the client [S-2026-08-21-weekly-briefing].
  • 2026-08-21 (weekly briefing) — phantom-write recurrence to verify. The 21-Aug CLM Taxonomy Domains pack claims it wrote three JBRC Source pages, a JBRC company entity page and updates to this project page; none are in the vault. Backfill the JBRC Source pages + raw sources (and the JBRC entity) so the pack’s domain/CDE figures trace to primary own-writing rather than only to this briefing, and treat as further evidence for the still-open wiki-sync root-cause investigation [S-2026-08-21-weekly-briefing].

Connected wiki pages

History

  • 2026-08-21 — Weekly-briefing note: CLM Taxonomy Domains pack v2 (JBRC integrated-reporting / critical-data-element view) delivered 21 Aug — 3 exact matches / 6 adjacent / ~34 absent JBRC terms vs the 440-term glossary, indicative ~100–190 CDEs across 14 domains; logged in banner and Open questions. The pack’s claimed JBRC Source pages, JBRC entity and project-page updates were found absent from the vault (phantom-write recurrence) and flagged for backfill. No prior content changed [S-2026-08-21-weekly-briefing].
  • 2026-08-15 — Monthly Open Brain sync: backfilled S-2026-08-13-paul-clm-glossary-external-perspective (Source page + raw capture) and closed the 2026-08-14 traceability open question. No prior content changed.
  • 2026-08-14 — Weekly-briefing note: 13-Aug External Perspective 2-slide executive pack delivered (14 domains, ≈200–400 indicative governed terms, 10+ regulatory anchors), logged in the banner and Open questions; missing source page flagged for backfill. No prior content changed [S-2026-08-14-weekly-briefing].
  • 2026-07-26 — Dashboard v2 shipped on the 440-term dataset with verified data layer, governed refresh pipeline (refresh.sh + validator gate), in-browser workbook preview, demo-overlay toggle, and drawer roadmap footer removed; verified by a 33/33-check smoke test. State snapshot before this entry: role/value & roadmap packs drafted awaiting confirmation; vision deck awaiting endorsement; Confluence/Comala pattern live (all retained below and in Current state where still true) [S-2026-07-26-clm-dashboard-v2-rebuild].
  • 2026-07-10 — Weekly-briefing consolidation note (formerly the page banner): taxonomy artefacts delivered that cycle still awaiting client/Executive decisions — Vision & Principles endorsement, five transition states and gates, role lists, governance-dashboard refresh model / RBAC / branding — folded into Open questions / blockers. No prior content changed [S-2026-07-10-weekly-briefing].
  • 2026-07-07 — Role-based value pack (2 slides: Change Delivery + BAU roles) and transition roadmap pack (2 slides: three-lane journey visual + five transition states with gates) drafted with md twins and approach record; wiki source page created; transition states flagged as draft pending confirmation.
  • 2026-07-05 — Executive Vision & Principles deck (5 slides, B&W, Asperi) drafted and saved with .md twin and approach record; wiki source page created; vision wording flagged as draft pending endorsement.
  • 2026-03-20 — Confluence page structure and required sections captured; recommended labels defined.
  • 2026-03-22 — Overall glidepat

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